Chamabox™ Features

Everything your chama needs.
Nothing it doesn't.

Nine deeply-integrated modules, purpose-built for Kenyan chamas and SACCOs. Pick a feature below to explore it in detail — with real UI previews.

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Modules
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Features
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Kenya-built
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Pick a module to see how it works

Each module has its own dedicated page with screenshots, workflows and FAQs — so you know exactly what you're getting.

M-Pesa Integration

STK Push, auto-reconciliation, paybill & till support

Members pay contributions and loan repayments via Safaricom Daraja. Every transaction auto-matches to the right account.

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Loan Management

Applications, approvals, schedules, penalties, waivers

Handle the full loan lifecycle: members apply online, officers approve, repayments are tracked, and overdue accounts are flagged automatically.

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Savings Tracking

Per-member ledgers, targets, fines, bulk entry

Track monthly contributions, cumulative balances, and missed payments with a full audit trail and automated defaulter reminders.

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Member Management

Profiles, online registration, documents, statuses

Onboard members online, store KYC documents, and give every member their own self-service portal.

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Financial Reports

Statements, P&L, loan books, PDF & Excel exports

Generate per-member statements, income & expense reports, loan books, and monthly summaries — exportable to PDF or Excel.

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Welfare Fund

Separate ledger, claim workflow, beneficiary letters

Run a parallel welfare account with its own contributions, claim approval workflow, and beneficiary letterhead PDFs.

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Email & SMS Notifications

Loan updates, reminders, statements, welcome flows

Members get instant updates on loans, payments, and statements via email and SMS — fully templated, no manual sending.

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Security & Role-based Access

Admin, treasurer, secretary, QA + full audit log

Granular roles, encrypted passwords, secure reset flows, and a tamper-proof audit log of every sensitive action.

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System Settings & CMS

Configure rates, contributions, branding, public site

Configure interest rates, contribution amounts, system branding, and edit your public marketing site — without a developer.

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Built around how chamas actually work

Not a generic accounting tool. A purpose-built chama platform.

Most software treats your chama like a small business. Chamabox™ understands monthly contributions, member loans, welfare claims, rotational benefits and Kenyan-style record keeping — because it was built for it.

  • M-Pesa first — every flow assumes Safaricom payments
  • Per-member ledgers — savings, loans, welfare, fines
  • Officer roles match real positions (chair, treasurer, secretary, QA)
  • Kenya-formatted statements (KES, AM/PM, +254)
  • Designed for groups of 10 to 5,000 members
  • Offline-friendly PWA for low-data areas
chamabox.com/admin/dashboard
Members
248
Loans
KES 2.4M
Savings
KES 8.1M
JanMarMayJulSepNov

Why Chamabox™

Spreadsheets break. Chamabox™ scales.

Excel / WhatsApp groups

Manual reconciliation, lost messages, no audit trail, one person holding the file.

Generic accounting apps

Wrong language. No M-Pesa auto-match. No welfare. No member portal.

Chamabox™ recommended

Built for chamas. M-Pesa native. Member self-service. Full audit log. Mobile-first.

Try it inside the Chamabox™ live demo

Full admin access. Pre-loaded sample data. No signup, no credit card — just click and explore.

Chamabox™

Chamabox™ Support

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👋 Hi there! How can we help you get started with Chamabox™ today?

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+254 708 927 425

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