Chamabox™ Features
Nine deeply-integrated modules, purpose-built for Kenyan chamas and SACCOs. Pick a feature below to explore it in detail — with real UI previews.
Browse all features
Each module has its own dedicated page with screenshots, workflows and FAQs — so you know exactly what you're getting.
STK Push, auto-reconciliation, paybill & till support
Members pay contributions and loan repayments via Safaricom Daraja. Every transaction auto-matches to the right account.
Explore featureApplications, approvals, schedules, penalties, waivers
Handle the full loan lifecycle: members apply online, officers approve, repayments are tracked, and overdue accounts are flagged automatically.
Explore featurePer-member ledgers, targets, fines, bulk entry
Track monthly contributions, cumulative balances, and missed payments with a full audit trail and automated defaulter reminders.
Explore featureProfiles, online registration, documents, statuses
Onboard members online, store KYC documents, and give every member their own self-service portal.
Explore featureStatements, P&L, loan books, PDF & Excel exports
Generate per-member statements, income & expense reports, loan books, and monthly summaries — exportable to PDF or Excel.
Explore featureSeparate ledger, claim workflow, beneficiary letters
Run a parallel welfare account with its own contributions, claim approval workflow, and beneficiary letterhead PDFs.
Explore featureLoan updates, reminders, statements, welcome flows
Members get instant updates on loans, payments, and statements via email and SMS — fully templated, no manual sending.
Explore featureAdmin, treasurer, secretary, QA + full audit log
Granular roles, encrypted passwords, secure reset flows, and a tamper-proof audit log of every sensitive action.
Explore featureConfigure rates, contributions, branding, public site
Configure interest rates, contribution amounts, system branding, and edit your public marketing site — without a developer.
Explore featureBuilt around how chamas actually work
Most software treats your chama like a small business. Chamabox™ understands monthly contributions, member loans, welfare claims, rotational benefits and Kenyan-style record keeping — because it was built for it.
Why Chamabox™
Manual reconciliation, lost messages, no audit trail, one person holding the file.
Wrong language. No M-Pesa auto-match. No welfare. No member portal.
Built for chamas. M-Pesa native. Member self-service. Full audit log. Mobile-first.
Full admin access. Pre-loaded sample data. No signup, no credit card — just click and explore.
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