Whether your chama is 5 members or 500, Chamabox replaces the WhatsApp group, Excel sheet and bank reconciliation in one modern dashboard.
Sign up in under 60 seconds — name, phone, email. No credit card needed. You get a unique dashboard at yourchama.chamabox.com.
Set monthly contribution amounts, welfare fund, loan interest rate, late-payment fines, fiscal year, and meeting day. Different rules for different member tiers? No problem.
Bulk upload your member list from Excel or CSV, or send SMS invites one at a time. Each member gets a personal login to view their statement.
We plug into Safaricom Daraja. Members pay via Paybill, Till, or STK Push and Chamabox auto-matches the payment to the right member — no more reading 200 SMS confirmations.
Loan eligibility runs automatically: 3× savings ratio, max active loans, grace period. Approve in two clicks. The repayment schedule is generated instantly.
PDF and Excel statements per member, per period, or for the whole chama. Welfare reports, expense breakdowns, loan portfolio aging — ready in seconds.
Real questions from chama treasurers, secretaries, and chairpersons.
No. Chamabox works on any phone or computer browser. Members get an SMS link, log in, and see their balance instantly.
Safaricom charges its standard transaction fee. We charge a small platform fee of KES 5 per STK push (or 0.5% on Paybill collections) — far less than the cost of manual reconciliation.
Yes. We integrate with your registered Paybill. We can also help you apply for a new one if needed.
You own your data. Export a full Excel dump of members, contributions, loans and reports anytime — and we delete our copy on request.
The treasurer dashboard requires internet, but member statements can be sent via SMS — useful for upcountry meetings.
No. We power chamas, welfare groups, investment clubs, table-banking groups, church groups, and small SACCOs.
Try the live demo with real sample data — no signup, no credit card.
Launch Demo →Chamabox Support
Online · replies in minutes
👋 Hi there! How can we help you get started with Chamabox today?
Powered by Chamabox