10-minute setup

From zero to your first
M-Pesa contribution in minutes

Whether your chama is 5 members or 500, Chamabox™ replaces the WhatsApp group, Excel sheet and bank reconciliation in one modern dashboard.

1

Create your chama account

Sign up in under 60 seconds — name, phone, email. No credit card needed. You get a unique dashboard at yourchama.chamabox.com.

2

Configure your contribution rules

Set monthly contribution amounts, welfare fund, loan interest rate, late-payment fines, fiscal year, and meeting day. Different rules for different member tiers? No problem.

3

Invite or import members

Bulk upload your member list from Excel or CSV, or send SMS invites one at a time. Each member gets a personal login to view their statement.

4

Connect M-Pesa Paybill / Till

We plug into Safaricom Daraja. Members pay via Paybill, Till, or STK Push and Chamabox™ auto-matches the payment to the right member — no more reading 200 SMS confirmations.

5

Approve loans with rules

Loan eligibility runs automatically: 3× savings ratio, max active loans, grace period. Approve in two clicks. The repayment schedule is generated instantly.

6

Reports for AGM, audit, members

PDF and Excel statements per member, per period, or for the whole chama. Welfare reports, expense breakdowns, loan portfolio aging — ready in seconds.

Common questions

Real questions from chama treasurers, secretaries, and chairpersons.

Do members need to download an app?

No. Chamabox™ works on any phone or computer browser. Members get an SMS link, log in, and see their balance instantly.

Is M-Pesa integration free?

Safaricom charges its standard transaction fee. We charge a small platform fee of KES 5 per STK push (or 0.5% on Paybill collections) — far less than the cost of manual reconciliation.

Can we keep our existing Paybill number?

Yes. We integrate with your registered Paybill. We can also help you apply for a new one if needed.

What happens to our data if we cancel?

You own your data. Export a full Excel dump of members, contributions, loans and reports anytime — and we delete our copy on request.

Can we use it offline?

The treasurer dashboard requires internet, but member statements can be sent via SMS — useful for upcountry meetings.

Is this only for SACCOs?

No. We power chamas, welfare groups, investment clubs, table-banking groups, church groups, and small SACCOs.

Ready to retire the Excel sheet?

Try the live demo with real sample data — no signup, no credit card.

Launch Demo →
Chamabox™

Chamabox™ Support

Online · replies in minutes

👋 Hi there! How can we help you get started with Chamabox™ today?

WhatsApp Chat

+254 708 927 425

Call Us

+254 708 927 425

Email Us

info@chamabox.com

Powered by Chamabox™