Trusted by 50+ Kenyan Chamas & SACCOs

Manage Your
Chama Like a Pro.

Loans, savings, M-Pesa, member portals, welfare funds — everything your chama needs in one beautiful, easy-to-use dashboard.

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No credit card needed Full demo access M-Pesa integrated

chamabox.com/admin/dashboard

KES 4.2M

Total Savings

Active Loans

128

Members

Recent M-Pesa Payments

Live

Jane Wanjiku

Monthly Savings

+KES 5,000

Peter Kamau

Loan Repayment

+KES 12,500

Mary Njeri

Registration Fee

+KES 2,500

John Mutua

Monthly Savings

+KES 8,000

Everything You Need

Built for how Kenyan chamas actually work

No spreadsheets. No WhatsApp confusion. One platform that handles it all.

M-Pesa Integration

Members pay via M-Pesa and contributions are automatically recorded. STK push, Paybill, and manual entry all supported.

Loan Management

Process loan applications, track approvals, calculate interest, and send automated repayment reminders to members.

Savings Tracking

Track individual member savings, contributions, and shares. View balances and history per member in real time.

Member Portal

Every member gets their own login to view statements, apply for loans, pay via M-Pesa, and download receipts.

Financial Reports

Generate income statements, balance sheets, trial balances, and loan reports. Export to PDF or Excel with one click.

Welfare Fund

Manage welfare collections and disbursements. Members can apply for welfare assistance and track case status online.

See all features

Simple Onboarding

Get your chama running in under an hour

Contact Us

Reach out via WhatsApp, email or the contact form. Tell us your chama name and size — we set up your account within 24 hours.

We Configure Your System

We customise the system with your chama logo, loan products, savings types, and contribution schedules — ready to go.

Members Join & You Run

Share login credentials with your members. They pay via M-Pesa, view their statements, and apply for loans anytime.

Simple Pricing

No surprises. No hidden fees.

Choose how you want to run Chamabox.

Demo

Try everything for free

Free

Full admin access
All features unlocked
Data resets daily
Read-only (no real data)

Try Demo

Growth

Hosted — we manage everything

KES 2,500

/month

Your own chama subdomain
Unlimited members
M-Pesa + all features
Daily backups included

Get Started

Enterprise

Self-hosted white-label license

KES 35,000

one-time + KES 10,000/yr support

Full source code + rebrand
Host on your own server
Unlimited chamas
1 year free support

Compare all plan features

Testimonials

What Kenyan chamas are saying

"Chamabox transformed how we manage our club. M-Pesa contributions are automatically recorded and every member can see their balance instantly. No more WhatsApp disputes!"

Grace Wambui

Treasurer, Nairobi Women's Investment Club

"The loan management module alone is worth every shilling. We process loans in minutes, not days, and repayment reminders have reduced defaults by over 60%."

James Otieno

Chairman, Maisha Bora SACCO

"As young professionals, we needed something modern. Chamabox's member portal means anyone can check their statement or apply for a loan from their phone at any time."

Amina Hassan

Secretary, Young Professionals Chama

FAQ

Common questions

Yes. Chamabox integrates directly with Safaricom Daraja API. Members can pay via STK push (Lipa na M-Pesa) and contributions are automatically matched and recorded in the system.

We can have your chama system live within 24 hours of receiving your details. We handle all the technical setup — you just share login credentials with your members.

Yes. Chamabox is fully mobile-responsive and works on any smartphone browser. There is also a Progressive Web App (PWA) that members can install on Android or iOS for an app-like experience.

Growth is a hosted monthly subscription — we manage the server, backups, and updates. Enterprise is a one-time white-label license where you get the full source code to host on your own server and rebrand as your own product.

All data is encrypted in transit (HTTPS/TLS) and at rest. We perform daily automated backups. Role-based access means members only see their own data. Our servers are hosted in a Tier-3 data centre.

Absolutely. Each chama has different contribution amounts, loan terms, and interest rates. We configure these during onboarding. Enterprise customers get full source code access for deep customisation.

Chamabox Support

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